- Does it seem as if there’s never enough money to do everything you want?
- Do you struggle with feeling genuine security about your financial life?
- Do you feel frustrated talking about money with your loved ones?
I’ve learned over the years, is that no matter HOW much money you have, there never seems to be ENOUGH of it. Some of it’s just a matter of perception or FEAR of not “having enough” and in this economy it’s more often a VERY real struggle to make ends. I know that when I was in the “zone” of struggling to pay our bills, not only was I so stressed that I couldn’t sleep, but I was frustrated that the burden always seemed to fall on ME.
It was probably close to eight years ago when I made the decision NOT to live like that anymore and to take charge. Why did I wait most of my adult life to do this? I suppose it was a combination of fear and not really knowing where to turn for help in turning things around. It might have been quicker and easier had I a road map, but at the time I had no idea one even existed.
This week I read The Money Code by a CFA by the name of Joe John Duran, and I found a step-by-step guide for digging yourself out and getting on track. From addressing the “truth” about what money is good for
- Avoid pain – to protect yourself from what “could” happen
- Feel good – you know, the “stuff” you buy that makes you smile
- Take care of the yourself and the ones you love – providing for your family
- That’s IT. There are only THREE things that cash is good for.
From the simple why, Mr. Duran leads the reader through evaluating how YOU think & feel about money and his 5 Money Secrets to help gain control over your finances. WARNING: this is not an EASY solution. You’ll have to work hard to turn your situation around, but like anything else in live that you work hard for, the rewards are great.
The book is simply written with questions to allow you to improve your financial life and ways to create an open discussion with your family members that will help you make SMARTER decisions. I felt like I was on the COUCH in a financial psychologist’s office, delving deep into my financial psyche and learning how to turn my poor decisions into good ones. With lifelike quotes and conversations that I could relate to, it made the book less dry and more interesting.
While the The Money Code is a quick READ, you’ll want to go back and do the steps one by one to get the results you need to improve your ENTIRE financial life. As an addition, he’s included a wonderful website that includes your OWN custom checklists for individuals and couples.
The Money Code can help you to:
- Prevent bad decisions about money
- Identify your Money Mind–Fear, Happiness, or Commitment–and how it affects every financial decision you make
- Use a custom checklist to improve your entire financial life
- Clearly discuss decisions about money with the ones you love
- Finally take complete control of your financial life
At only $14.95, this is one of the BIGGEST investments you can make in your future. If you’ve made the resolution to gain control over your finances in 2013 buy this book. You won’t be complaining come December that you didn’t follow through on your promises to yourself.
The Money Code is available at Amazon.com, Barnes & Noble, iTunes and more.
For more details on fixing your money code:
Review by Broad “Z” – Zippy
Win a copy of The Money Code along with a $50 Visa gift card (a little EXTRA money never hurt). This is a COMBINED The Review Broads/Champagne Living Giveaway!
We received product to facilitate this review. All opinions are strictly our own.
Does not having enough money count as a problem? If so, that is mine.
With me not working right now, we are trying really hard to budget and save where we can. every little thing helps!!!
Not spending money when it is in my hands!!
Having enough money to begin with every month is my issue and having others always wanting money too.
How and where to invest!
wasting the money…
I for one definitely need to get my finances in order and keep it that way
My biggest problem is trying to keep a savings!
Unemployment is my biggest money problem.
I would love to win this book!
money issue? I like money. I wish I had some. instead i have bills.-the BAD kind!….i owe….i owe off to work I go????
Definitely agree.. I used to have the letters RN after my name.. but for quite some time now it looks more like UI, (Unemployed Individual).
Can I win this?
i want to win this for my son
I would love to read this book
i need all the help i can get
I am disabled and on a fixed income. I also have 12 year old twins. I never seem to have enough money to make it through the month and constantly have to borrow from people, I definitely know what some of the issues are and I am working hard to fix them, but I just need help.
Money burning a hole in my pocket
I want to budget finances better.
I need this book to help me with money.
would love to win
Not having enough!
Not only myself, but my entire family could find use from this info. Thank you.
keeping to a budget. i get tempted as soon as i leave the house.
Earning more money would help. I do great at budgeting, but only have so much to work with.
This info would be very helpful, I live on disability and never have enough money.
Nice!
i am tired of seeing people just giving up hope- life is never going to stay the same- we have to re-educate ourselves and learn coping skills that will help us adjust to this ‘BRAVE NEW WORLD’ we occupy- IT CAN BE HARD- BUT IT WILL GET EASIER – HUMANS ARE ADAPTABLE AND ‘EVERYONE CAN LEARN NEW TRICKS AND SKILLS’ LIFE IS NEVER GOING TO BE PERFCT, BUT WE WILL OVERCOME OBSTACLES IF WE ALL ‘WORK TOGETHER’ INSTEAD OF AGAINST EACH OTHER- ‘A HOUSE DIVIDED WILL NOT STAND’. WE MUST WORK TOGETHER.
Thank you!
I’m a waitress, it’s hard to make the money to pay household bills.
Budgeting is like dieting. I’m great for a while, then I can’t stand the deprivation any more and I binge. Then I hate myself for it. Repeat cycle..
It seems to go out faster than it comes in…..
My biggest money issuse is trying to save it.
I have loans that just won’t go away.
Being that I am disabled, I always wish, for prosperity, not just for myself, my family also! Wouldn’t it be really wild and fantastic, if money did fall from trees!!!!
i need more of it
My husband thinks he has a never ending pocket of money
The many times I save, the many times there is some need or dream chasing all my savings before its even there. I don’t know how to get rid of this situation.
Good book to make us aware of money issues we’d rather avoid
never having enough money.too many bills
In one hand, out the other. See ya.
stupid is! to what stupid does! with the money of course ..
My biggest problem is that I am at an age when no one wants to hire me. Odd, because I would not cost as much for health insurance as someone who’s of childbearing age. Yet, I’m not quite old enough for those 55-plus programs. Anyhoo, this is a terrific giveaway!
I can definitely use some guidance on this, along with my father. Thanks for posting about this
never having enough money is my problem
Worrying about having enough money to send 3 kids to college.
not having any
just not having that much money
budgeting is hard
Biggest money issue is trying to find better insurance rates.
How do I become a fan on facebook for Zippy? There’s no place to click to enter this.
Other than this I think this is a great contest. I can not wait to read this book, my daughter will be fighting me for it. LOL
Bobbi – I just fixed it so that you should be able to enter via Facebook. Sorry about that.
More bills than income is our biggest problem/.
My biggest issue is trying to figure out how best to spend the money we make – to smartly save and cover our bills
trying to payoff credit cards
Debt is my biggest problem 🙁
Finish paying off old debts
I need this book to help me
Biggest problem is not enough money to cover all of the bills.
Saving Is My Biggest Money Issue
One of my issues is that when you don’t have enough money to make ends meet for daily details, how does one actually, without guilt or emotional trauma about it, justify treating yourself to something special, occasionally, like a spa treatment ( think massage, mani-pedi ), or a salon appt, or just a light lunch out with a friend? what is the secret?
Cathy B*****Y pbprojecthope at yahoo dot com