Since we’ve been dealing with insurance adjusters for the past month from our flooding claim in the house, it got me thinking about other types of insurance that we may have to deal with in the future. If you’ve been injured in an accident of any kind, you might struggle with pain, medical bills and a loss of earnings thanks to missed work. If this has happened to you, you might be confused about how best to protect your rights. This guide will help you understand personal injury and the claim you could make.
What do I do after an accident?
If you’ve been in an accident, whether a car accident or an accident at work, the first step should, of course, be getting proper medical attention. If you haven’t been taken straight to the hospital, try to take photos of the accident scene and get contact information from any witnesses. Never admit fault or apologize, no matter how bad you might feel, as this could be used against you later. If you think someone else is to blame, contact an attorney, who might offer a free first consultation.
How do I know if I have a case?
Contact an attorney like Rosenfeld Injury Lawyers and arrange a consultation to go over the situation in detail. The attorney will be able to help you decide if there is a case and advise you on who to sue and what you could expect to get. Usually, you will have a case if someone acted carelessly and caused your injuries.
Do I have a case if I wasn’t hurt?
If you don’t feel hurt at the scene, you may still have a case. A traumatic experience like an accident sends adrenalin through the body, which can mean you don’t always experience pain as much. Later on, you may find you do experience significant pain or develop other symptoms. See your Doctor whether you feel immediate pain or not, as more serious conditions can develop later.
How long do I have to file a personal injury case?
This can vary, depending on the stature of limitations in your state. In most cases, a personal injury case can be filed within a year of the injury, but in some places, you may have up to four years. Check what the rules are in your state so you don’t miss the window you age to file a case. The best way to file a claim is to do it as soon as possible while the evidence and the memories of you and any witnesses are still fresh.
What do I do if the other party’s insurance adjuster contacts me?
If an insurance adjuster for someone else involved in the accident calls you, do not speak to them. They might sound sympathetic, but they will likely try to coax you into admitting fault or saying something that will reduce the liability of the person they insure. Instead, direct them to speak to your attorney or your insurance company, don’t answer any questions and don’t respond to any contact attempts. Your insurance company or attorney should deal with the other insurance company, as they will be able to protect your own rights.